Merchant Services

In today’s economy, accepting credit and debit cards is a necessity. As a merchant, it is imperative that you have the most competitive price for your processing needs; as well as exceptional service.

TSM Studio exceed at both of these requirements. We provide processing for healthcare, retail, e-commerce and about anyone accepting cards as a method of payment.

TSM Studio puts your business first by combining superior customer service, exceptional products and competitive prices. We can grow with your business whether you are looking for retail, e-commerce, mobile/PDA or Point of Sale solutions; or a combination of all types. TSM Studio has a solution and wants to be your partner!

TSM Studio is designed with security in mind. A cardholder security breach can bankrupt a business.  We are here to assist you in navigating through the decisions that are right for your particular business and to provide solutions to make your business secure.

TSM Studio is partnered with the biggest and the best. Our partner’s processing platform handles one out of every two transactions in the United States.

TSM Studio Merchant Services

State-of-the-Art Technology at a Remarkable Savings

We offer a wide variety of cutting edge hardware, software and internet applications to satisfy all your payment processing requirements. And we are constantly adopting the latest technology to make our services even more powerful and cost effective for you. From our robust network operations to our secure online account information center, we’re always investing in the technology of our business and the subsequent success of yours.

  • Credit Card
  • Mobile Processing
  • ACH Processing
  • Check Processing Services
  • Gift Cards
  • Money Saving Pin Debit
  • Level III Processing
  • eCommerce


Merchant Services | TSM Studop

  • EMV (Chip & Pin/Signature)
  • Next Morning Funding
  • Virtual Terminals
  • Recurring Payments
  • Multi-Merchant Capabilities
  • Detailed Reporting
  • Real-Time Approvals
  • POS Systems


Frequently Asked Questions

A merchant account is a necessary component for you to accept credit and debit cards from your customers. There are many ways to accept transactions, and with TSM Studio as a consultant, we can help to recommend the optimal solution.

Today’s customers prefer to use credit and debit cards. There was a time where a customer was reluctant to put a sale of under $10 on a credit card. However, today’s customer will not hesitate to put transactions of under $1 on a credit card. This trend will only increase as younger generations embrace technology.

Multiple studies prove that customers spend 12% to 18% more with credit / debit cards as compared with cash.

This fact alone greatly outweighs the fees charged for processing transactions.

Accepting credit / debit cards can increase sales by attracting customers who will only pay via credit / debit cards.

If you do not accept credit / debit cards, you will lose customers to competitors that do accept credit cards.


TSM Studio provides the ability to Visa, MasterCard, Discover, Diners Club, and JCB credit cards. We will be able to apply for American Express, Wright Express (WEX), and Voyager cards on your behalf. If you wish to accept Electronic Benefit Transfer (EBT) cards, you will need to apply in your state. In addition, TSM Studio provides check truncation / guarantee services, Gift Card services, and Automated Clearing House (ACH) services.

Rates will vary greatly depending on your type of business, and what cards are being processed by your customers.

If you are currently processing, let TSM Studio provide a no cost / no obligation “apples to apples ” comparison. We have a great deal of experience reading competitors statements, and can spot hidden fees or inefficiencies that may not be obvious to someone outside of the industry.

If you are not processing credit / debit cards, let us provide a structure that works for you. We can review after a period of time and change accordingly based on your processing trends.

All processing funds are sent electronically to the bank account of your choice. This deposit will typically take place within 48 hours. American Express funds are deposited separately by American Express.

TSM Studio may be able to reprogram your existing equipment. Let us learn more about your current equipment to see if this is the best option for you. To learn more about EMV (commonly known as “chip and PIN”), give us a call.